Online Personal Loan Applicationtm
Frequently Asked Questions (FAQ's)
How does it work?
Our service is a loan matching service, designed to match you directly with
1 of many lenders. Our QuickApply EasyForm™ will save you time and frustration
and submit your application to an extensive network, dramatically increasing
your chances of acceptance! Simply fill out and submit our 2 minute application.
We then match you with a lender where you will be able to review all terms
and conditions associated with the loan. When you agree, you will be that
much closer to getting your cash.
What does it cost?
In that we work with many different lenders, costs will vary from lender to
lender. After submitting your application via our QuickApply EasyForm™,
you'll be able to review all terms and conditions (including costs) of the
lender you're matched with and can decide to finalize your submission. It
is important to note that a cash advance loan is designed as a short term
loan to help with an immediate cash need. Rates charged by the lenders in
our network are far better than multiple overdraft bank fees, bounced check
charges, and other costs associated with not being able to immediately access
the money you need.
How quickly will I get my cash?
This answer depends upon the exact lender you are matched with, however most
lenders will be able to get cash in your hands within 24 hours of submitting
your application (some even sooner!) Be sure to complete all information accurately
and confirm all loan details in order to expedite processing.
How long do I have to repay the loan?
While most cash advance lenders require repayment of the loan on receipt of
your next paycheck, you may be able to extend your loan further, depending
upon which lender you are matched with and what state you reside in. See the
terms and conditions of your matched lender after submitting your application.
I have bad credit. Will I qualify for the loan?
Cash advance loans are loans that can provide you with cash, even if you have
a bankruptcy, previously bounced checks, or other credit blemishes. As long
as you are currently employed (or receiving regular income), are 18 or older
and a U.S. citizen, you are eligible to apply.
How do I know that my information is secure?
Our business is to provide service to you, the consumer, and ensuring your
privacy is of the utmost importance to us. Know that all data is collected
with up to a 128-bit Secure Socket Layer encryption and not sent to third
party providers other than being routed to your potential lenders. For additional
information, please consult our privacy policy.