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Welcome

EasyCashAdvance.com is your best source for a quick PERSONAL LOAN.  Complete our simple form and you’ll be matched with a cash advance lender.  As a matching service, we simplify your application process and increase acceptance rates by connecting you with multiple lenders all from 1 easy form that saves you time!

Many online personal loan lenders will wire the money directly to your account oftentimes within 24 hours or less!  Get the cash you need today.

Testimonials

“I had a few unexpected bills to pay and you guys were there for me. It was so easy, I never had to speak to an agent.” – Patricia


 

1. What is a PERSONAL LOAN?

An unsecured loan is a loan that is not backed by collateral. Also known as a signature loan or PERSONAL LOAN.

Unsecured loans are based solely upon the borrower's credit rating. As a result, they are often much more difficult to get than a secured loan, which also factors in the borrower's income. An unsecured loan is considered much cheaper and carries less risk to the borrower.  However, when an unsecured loan is granted, it does not necessarily have to be based on a credit score.

For example, if your friend lends you money without any collateral, meaning something of worth that can be repossessed if the loan isn't repaid, then your credit score has zero to do with it, but rather the value of your friendship is at stake. Therefore the real meaning of an unsecured loan is that it is not backed by any object of value and is lent to you based on your good name.

For financial institutional purposes, they may want to look at your credit score because they are not your friend and it is strictly a business transaction, therefore your good name may be associated with your historical payment history on prior debt, reflecting in your credit score. There are three types of unsecured loans.

First there is a personal unsecured loan, meaning a loan that you individually are responsible for the repayment of, second is an unsecured business loan which leaves the business responsible for the repayment, and finally there is an unsecured business loan with a personal guarantee. With the latter, although the borrower is the business, you as an individual will be the payer of last resort if the business defaults on the loan.

2. Why get a PERSONAL LOAN from EasyCashAdvance.com?
  • Unlike our online and offline competitors, we have some the highest PERSONAL LOAN acceptance rates in the industry.
  • Our approval times are as close to real time as there is.  You will have a YES or a No for your PERSONAL LOAN in seconds not hours.
  • We have no application fees ever!
  • Online application, means no customer service representatives or long boring hold times.  
  • Your PERSONAL LOAN will be in your hands by the next business day.